Financial Planning

Alexander Ash & Co. are authorised and regulated by the Financial Services Authority (FSA) in the conduct of investment business. We have extensive experience in the provision of independent financial planning services to our clients. Our service is designed to look at the holistic approach to financial planning to meet individual needs. Both commission based and fee based advice is available. The areas covered include:

1. Investments
   From ISA's to Offshore Bonds and tax efficient schemes
2. Retirement Planning
   cutting through the ever increasing complexities of the pensions maze for the owner managed business. Personal pensions including stakeholder; Personal Pension Plans (PPP's); Group Personal Pension Plans (GPP's); and Self Invested Personal Pensions (SIPP's). Occupational Schemes including Executive Pension Plans (EPP's) and Small Self Administered Schemes (SSAS's).
3. Protection
   Term assurance, whole life assurance, shareholder protection, PHI, Critical Illness and Long Term Care.
4. Trustee Investments
   Trustees are now under an obligation to consider more closely the investment of Trust assets. This, coupled with the changes to the taxation of dividend income within a Trust, means that specialist advice should be sought - an area we can help with.
5. Inheritance Tax (IHT) and Estate Planning
   It has often been stated that IHT is a voluntary tax provided the right advice is sought early enough - how true this is.
6. EstateAdmin
   Our new EstateAdmin service has been created to work with solicitors in the estate administration process for clients. We will work with a firm of solicitors to provide the complete solution in this area for a fixed fee.